If you live in Florida and your home was flooded by Hurricane Irma, you may be eligible to file a claim through the Federal Emergency Management Agency. However, chances are slim that your insurance company will pay up without a fight. If this becomes the case, hiring an attorney can help. This article is an overview of some of Florida’s premiere Homeowners’ Insurance Claim Denial Attorneys who cover areas throughout the state.
Homeowners Insurance Claim Denial Attorney In Florida is a bit unique. Under the state’s Homeowners’ Insurance Policyholder Protection Act, insurers are required to handle claims in “good faith,” whatever that means. It only takes one denial to be classified as bad faith, which opens up the possibility of insurance fraud charges and fines.
Hiring an attorney can help you navigate this tangled web and argue your case before a judge if necessary. It is important to consider the following factors when choosing an attorney.
Types of insurance claimants in Florida, who qualifies for what?
There are three major categories of policyholders that can file claims in Florida. These include:
1) Personal auto insurance claims,
2) Property insurance claims, and
3) flood policies.
Personal auto insurance claims may be filed if you were involved in a car accident or have a new or used vehicle that sustained damages during the storm due to wind or hail.
Homeowners Insurance Claim can be filed if a home’s roof was destroyed, an entire home was damaged, or its foundation was severely impacted. It is important to note that a claim of this type cannot be filed if the damage is attributed to wind, rain, or flooding.
A flood policy claim involves filing an NFIP (National Flood Insurance Program) claim if your property is located in a special flood hazard zone and you have basic coverage. Any building with over $500 worth of damage can qualify for this type of policy.
Do you have a homeowner’s insurance claim denial in Florida? You have the right to contest this decision and the right to legal advice.
Homeowners insurance claim denial attorneys in Florida work with local law firms, and they can represent your case statewide. They will file on your behalf and present all of the evidence you need to get a fair settlement, which could be up to $2 million dollars. This is more than what most homeowners will find affordable.
Homeowners insurance claim denial attorneys are experienced with the legalities and requirements of this type of law. They can help you get the money that you deserve so that you can repair your home or get a new one.
Insurance companies will try to avoid paying homeowners for damages because they know that many people don’t have the legal expertise to pursue them. If you feel like your case is being overlooked and you want a fair settlement, contact a homeowners insurance claim denial attorney in Florida today for help.
About the Author: David Grumet is a Mortgage Lawyer, Attorney and an Entrepreneur in Washington, DC. He focuses on helping homeowners get the mortgage relief they need to stay in their homes. What would you do if a major storm hit your home and you filed a Homeowners Insurance Claim only to find out the company denies coverage for your damages?
You might be tempted to just give up and forget about dealing with the insurance company altogether. But if they denied your claim because of something that was not found in your contract, then it’s worth getting legal advice from an experienced attorney.
What would you do if a major storm hit your home and you filed a homeowners insurance claim only to find out the company denies coverage for your damages? You might be tempted to just give up and forget about dealing with the insurance company altogether. But if they denied your claim because of something that was not found in your contract, then it’s worth getting legal advice from an experienced attorney.
There are more than a few things that you should check when you’re reviewing a denial of a homeowners insurance claim
If you have had a tough time with your Homeowner’s insurance company, we can help.
We know there is nothing worse than making a claim and hearing the person on the phone say “I’m sorry but we won’t cover that.”
Here at People Insurance Law Firm in Florida, we represent clients who have been denied coverage by their insurance company for storm or hurricane related damage. We can also help with claims for other types of disasters like water damage, fire, and flooding.
Our experienced Florida insurance claim attorneys are on your side and we will work hard to get you the money you deserve for your damaged or lost property.
Our law firm is located in Miami, Florida but our lawyers help residents throughout the State of Florida who have been denied coverage by their insurance companies.
We have over 50 years of combined legal experience, and no case is too big or small. We have helped clients with all types of damage including storm and hurricane related damage, hail and wind related damage, and water related damage like mold or mildew.
Do not hesitate to contact us if you have been denied coverage. We can help with your case.
Our Miami Homeowners Insurance Claim Attorneys understand the financial stress that can be caused by insurance company mistakes.
Homeowners Insurance Claim Attorneys In Florida
Our attorneys have years of experience handling insurance company claims and appeals. We also offer a free initial consultation so you can meet with us and discuss your case.
Our lawyers are experienced in all types of homeowner claims including storm damage, water damage, fire damage, theft, burglary, mold and mildew.
If you have been denied coverage, we can help. Our attorneys can review your case and let you know what your options are. Call us today for a free consultation.
Florida Insurance Law Firm
Our Homeowners Insurance Claim Attorneys in Florida are located in Miami, Florida, we help homeowners throughout the state of Florida with their claims.
We normally work on a contingent fee basis where the attorney only gets paid if they win an insurance case. We do not get paid unless you win so there is no need to worry whether we will accept your case or not. As a result, our clients can be confident that they will be represented by the best possible legal team.
Our lawyers handle cases in any county in Florida and our rates are very reasonable. We offer a free initial consultation so you can meet with us to discuss your case and we can provide you an overview of how we can help.
We also handle Homeowners Insurance Excess Policy Claims, which is a type of policy that homeowners can purchase in addition to their existing home insurance coverage to cover losses above and beyond the standard coverage limits.
Our homeowners insurance claim attorneys are known throughout Florida as being aggressive and hardworking. We work hard to make sure that you get your fair settlement and we will not stop until you receive the money you need.
Florida Residents Contact Us For Help With Flooding Homeowners Insurance Claims In Florida!
We handle a variety of claims including water damage, home fires, wind damage, burglary, flood insurance claims and more.
