Having significant debt obligations in life may give you sleepless nights. This congestive discomfort is especially true in the case of home loans. For most of us, a home loan is the most significant debt in life, and we will be happy to close the mortgage at the earliest because the monthly burden of home loan EMI is not everyone’s cup of tea. Many consider a prepayment of the loan as the only option to close the most significant debt of life at the earliest. There are many thoughts when it...